When I moved back to the UK last year I started living more frugally because I had all I needed in 1 suitcase and I was fine with that! I started living being a lot of conscious of my buying habits and constantly asking myself if I REALLY needed the thing in the shop (put it down, walk away, give it some time and decide later). I’ve ALWAYS worked out my monthly budget as soon as I’ve been paid. I think this has allowed me to live debt free (not counting student loans ) and create a good habit of saving.
My non essential outgoings are my gym membership and trainer (217GBP a month…kind of a lot but something I feel comfortable investing in), protein powder (about 20GBP a month which is a cheaper alternative when you’re eating certain macros) and a phone bill (10GBP per month)…The phone bill I know I don’t need because I only use it for the mobile data which I don’t need because everywhere has wifi and I can message people on there.
The only other thing I know that takes a bit of money is travel which I have been doing every few months to see some of my closest friends. No plans to go away until December now so I’ll have a few months of solid crypto money.
I’m sure there will be more ways for me to save money. I’ve begun keeping all receipts from my food shopping to see where I can make some swaps…I know my favourite peanut butter is a bit expensive but…it’s peanut butter!