Binance transfering funds to ledger - Bitcoin (native segwit) vs Bitcoin (segwit)

Guys - I would like to transfer my Bitcoin off the binance exchange - to Ledger and there are two options Bitcoin (native segwit) vs Bitcoin (segwit). Can you please explain what is the difference and which one is the right choice - so obviously the funds will not disappear.
thank you for a quick answer)

You can transfer your BTC to the native segwit address. Native segwit addresses start with the letters ‘bc’, while the segwit address starts with ‘3’.

Once it is on a native segwit wallet, fees will be reduced by about 30% when you move your coins off in future.

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Ok, thank you!
Is that the only difference?

I understand they are both safe and “legit” ?

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